pet insurance or wellness package

Baer Rios · Jul 18, 2018

What do you guys recommend for frenchies. Pet insurance for accidents , or pet insurance for wellness? Also which companies would yall recommend?

Cbrugs · Jul 19, 2018

I have Nationwide’s whole pet with wellness plan. Jax has IVDD and has now had 3 MRI’s and 3 surgeries. They’ve reimbursed 90% after hitting the $250 deductible. They’ve also been paying 90% of his treatment (acupuncture, laser therapy). No insurance company will cover pre-existing conditions so it’s best to get insurance as soon as possible before anything gets diagnosed.

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2bullymama · Jul 20, 2018

We opted to just have a credit card used solely for pet issues/bills

Baer Rios · Jul 25, 2018

Hello citty, have you ever had any issues with Nationwide reimbursements? They seem to have lots of negative reviews. Still debating on which insurance to go with. Nationwide seems to be different than most pet insurance. Nation wide is pretty fairly priced for what they cover

Cbrugs · Jul 25, 2018

Baer Rios said:
Hello citty, have you ever had any issues with Nationwide reimbursements? They seem to have lots of negative reviews. Still debating on which insurance to go with. Nationwide seems to be different than most pet insurance. Nation wide is pretty fairly priced for what they cover

I have seen multiple negative reviews and I honestly don’t know why. I started with them when they were VPI and I have never had issues. They even do reimbursements now electronically if you opt in so you don’t have to wait for a check. I just got reimbursed for all of the claims relating to these last two surgeries. I even got reimbursed for the vet’s charge for her home visits to come to my house to do acupuncture after surgery.

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okgrau8 · Jul 26, 2018

We've had great success with Nationwide as well, Whole Pet with Wellness, they've covered 90% of all our claims, including flea and heartworm medications. We will see if they cover our nares and soft palate surgery (fingers crossed)

Cbrugs · Jul 26, 2018

To give more context, I have over $22,000 in costs relating to Jax's IVDD (3 surgeries, 3 MRI's, hospital stays, medications, acupuncture, laser therapy, etc.) and I have been reimbursed 90% excluding the $250 deductible. So for me, I am very thankful I have insurance as I do not have that kind of extra money laying around.